Category: Savings


Control Debt by Dealing With Debt Collectors Effectively

Debt collectors are never a phone call you want to receive. Their job is to pursue payment and getting constant pressure to settle that debt. Before you get frustrated and simply ignore your debt, below are a few ways you can navigate your debt with debt collectors. Take Responsibility Ignoring your debts does not make


6 Easy 2021 Financial New Year’s Resolutions

Now that 2021 has started and we can officially say goodbye to 2020, it is a great time to think about your New Year’s resolutions and what you want to get accomplished this year. 2020 was a rough year for everyone and having a financial plan could not come at a more crucial time. Many


12 financial disciplines you follow to take charge of your money

With your finances, it is necessary to check how your funds are performing. The worst-case scenario is finding out your finances are out of control. To help prevent that, it is vital to evaluate your financial discipline and overall financial health. This is no different from brushing your teeth each day to help prevent cavities.


6 things to do to increase your net worth

When I was in my early 20s in college my primary focus was to have sufficient funds for school, living expenditures and monthly expenses. I was lucky to keep my monthly expenses down to remain free of student loans. It was no simple task and had to work 2 jobs to accomplish it while being


Changing your view of money

Not having enough money makes for financial problems that no one wants to deal with. Below are some different ways to view your money. Change your view Money in its most basic form is an exchange of goods and services. You go to work and in return your employer pays you for your service. When


How to prepare for financial emergencies

One thing that 2020 has shown is that life and your financial situation can change very quickly.  Unfortunately, emergencies can come at any anytime and in many different forms. There may be situations where you have reduced pay or unemployed. In any case, emergencies are always unexpected and the best thing you can do is