Now that 2021 has started and we can officially say goodbye to 2020, it is a great time to think about your New Year’s resolutions and what you want to get accomplished this year. 2020 was a rough year for everyone and having a financial plan could not come at a more crucial time. Many
HSA or Health Savings Accounts are a great way to pay for your everyday health expenses. HSA are also used to help save for a future medical expenses. By saving into your HSA, you can make those contributions tax free. I am lucky enough to have an HSA that my employer contributes to and my
With your finances, it is necessary to check how your funds are performing. The worst-case scenario is finding out your finances are out of control. To help prevent that, it is vital to evaluate your financial discipline and overall financial health. This is no different from brushing your teeth each day to help prevent cavities.
When I was in my early 20s in college my primary focus was to have sufficient funds for school, living expenditures and monthly expenses. I was lucky to keep my monthly expenses down to remain free of student loans. It was no simple task and had to work 2 jobs to accomplish it while being
Not having enough money makes for financial problems that no one wants to deal with. Below are some different ways to view your money. Change your view Money in its most basic form is an exchange of goods and services. You go to work and in return your employer pays you for your service. When
I have been using a Robo Advisor for a while for several investments. The major reason is that I am not a professional full-time investment professional who can watch and choose the right index funds and EFTs. The time and knowledge required to do it well is high, so I found Robo Advisors useful for