Category: Budget

Budget

7 Secret Benefits of using Credit Cards

Credit cards come with several hidden benefits. Are you aware of some of the perks of using your card? Credit card companies offer multiple perks to help you get the most out of your card.  Check the terms of your credit cards for these benefits: 1. Roadside assistance. Did you know credit cards often offer

Budget

Control Debt by Dealing With Debt Collectors Effectively

Debt collectors are never a phone call you want to receive. Their job is to pursue payment and getting constant pressure to settle that debt. Before you get frustrated and simply ignore your debt, below are a few ways you can navigate your debt with debt collectors. Take Responsibility Ignoring your debts does not make

Budget

6 Easy 2021 Financial New Year’s Resolutions

Now that 2021 has started and we can officially say goodbye to 2020, it is a great time to think about your New Year’s resolutions and what you want to get accomplished this year. 2020 was a rough year for everyone and having a financial plan could not come at a more crucial time. Many

Budget

4 Ways to Cut Subscriptions and Save Your Budget

Everywhere you look currently, there are services that are trying to sell a subscription. Some are enticing because of their low cost or they offer freebies such as trials and promotional items. Before you know it, you could pay more than your budgeting for. Below are some strategies you need to do now to take

Budget

Tips for Budgeting Gifts for Christmas

It is approaching the end of the year and many holidays are about to begin. According to the National Retail Federation, Americans spent over $1 Trillion on Christmas in 2019. That breaks down to 27% of Americans are going to spend over $100 on gifts, and 58% will at least spend over $500 on Christmas

Budget

6 things to do to increase your net worth

When I was in my early 20s in college my primary focus was to have sufficient funds for school, living expenditures and monthly expenses. I was lucky to keep my monthly expenses down to remain free of student loans. It was no simple task and had to work 2 jobs to accomplish it while being

Budget

How Safe are Budget Apps

Budget apps are a great way to not only get a birds eye view on your finances but also give enough information to help make informed decisions about your money. When you setup a budget app one of the first requirements is a login into checking accounts, credit cards, investments and pretty much every piece

Budget

Changing your view of money

Not having enough money makes for financial problems that no one wants to deal with. Below are some different ways to view your money. Change your view Money in its most basic form is an exchange of goods and services. You go to work and in return your employer pays you for your service. When

Budget

Why Buying a Car Sometimes Makes More Sense Than Leasing

When buying a new car, the upfront cost compared to leasing a car is a big investment. However, it makes more sense to buy a car than to lease because it will be cheaper in the long run. Leasing a car usually means you pay a fee to the dealership or whoever owns the car

Budget

4 Financial questions you should answer before you’re 30

In your 20s, it is the time to spend exploring what the world has to offer. It is an excellent opportunity to figure out what and where you wish to go in your personal life and career. Below are some questions to ask yourself as you approach 30. What are your overall career objectives? The