Category: Budget

Budget

Prepare your Finances for Baby

A baby is on the way and I can tell you from experience that it is a very exciting time! It is a time full of celebration, anxiety, stress and joy, a new baby can also bring unforeseen financial changes if you are not prepared. Here are a few tips to keep in mind when

Budget

7 Secret Benefits of using Credit Cards

Credit cards come with several hidden benefits. Are you aware of some of the perks of using your card? Credit card companies offer multiple perks to help you get the most out of your card.  Check the terms of your credit cards for these benefits: 1. Roadside assistance. Did you know credit cards often offer

Budget

Control Debt by Dealing With Debt Collectors Effectively

Last updated on February 15th, 2021 at 01:57 pmDebt collectors are never a phone call you want to receive. Their job is to pursue payment and getting constant pressure to settle that debt. Before you get frustrated and simply ignore your debt, below are a few ways you can navigate your debt with debt collectors.

Budget

6 Easy 2021 Financial New Year’s Resolutions

Last updated on February 1st, 2021 at 08:31 amNow that 2021 has started and we can officially say goodbye to 2020, it is a great time to think about your New Year’s resolutions and what you want to get accomplished this year. 2020 was a rough year for everyone and having a financial plan could

Budget

4 Ways to Cut Subscriptions and Save Your Budget

Last updated on February 1st, 2021 at 08:32 amEverywhere you look currently, there are services that are trying to sell a subscription. Some are enticing because of their low cost or they offer freebies such as trials and promotional items. Before you know it, you could pay more than your budgeting for. Below are some

Budget

Tips for Budgeting Gifts for Christmas

Last updated on February 1st, 2021 at 08:32 amIt is approaching the end of the year and many holidays are about to begin. According to the National Retail Federation, Americans spent over $1 Trillion on Christmas in 2019. That breaks down to 27% of Americans are going to spend over $100 on gifts, and 58%

Budget

6 things to do to increase your net worth

Last updated on February 1st, 2021 at 08:33 amWhen I was in my early 20s in college my primary focus was to have sufficient funds for school, living expenditures and monthly expenses. I was lucky to keep my monthly expenses down to remain free of student loans. It was no simple task and had to

Budget

How Safe are Budget Apps

Last updated on February 1st, 2021 at 08:33 amBudget apps are a great way to not only get a birds eye view on your finances but also give enough information to help make informed decisions about your money. When you setup a budget app one of the first requirements is a login into checking accounts,

Budget

Changing your view of money

Last updated on February 1st, 2021 at 08:34 amNot having enough money makes for financial problems that no one wants to deal with. Below are some different ways to view your money. Change your view Money in its most basic form is an exchange of goods and services. You go to work and in return

Budget

Why Buying a Car Sometimes Makes More Sense Than Leasing

Last updated on February 1st, 2021 at 08:34 amWhen buying a new car, the upfront cost compared to leasing a car is a big investment. However, it makes more sense to buy a car than to lease because it will be cheaper in the long run. Leasing a car usually means you pay a fee