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What documents to file or shred

Keeping track of your bills, tax documents, receipts and more, it is easy to get overwhelmed. With a few simple tips, you will manage that endless stream of financial mail.


Prepare your Finances for Baby

A baby is on the way and I can tell you from experience that it is a very exciting time! It is a time full of celebration, anxiety, stress and joy, a new baby can also bring unforeseen financial changes if you are not prepared. Here are a few tips to keep in mind when


7 Secret Benefits of using Credit Cards

Credit cards come with several hidden benefits. Are you aware of some of the perks of using your card? Credit card companies offer multiple perks to help you get the most out of your card.  Check the terms of your credit cards for these benefits: 1. Roadside assistance. Did you know credit cards often offer


Control Debt by Dealing With Debt Collectors Effectively

Last updated on February 15th, 2021 at 01:57 pmDebt collectors are never a phone call you want to receive. Their job is to pursue payment and getting constant pressure to settle that debt. Before you get frustrated and simply ignore your debt, below are a few ways you can navigate your debt with debt collectors.


6 Easy 2021 Financial New Year’s Resolutions

Last updated on February 1st, 2021 at 08:31 amNow that 2021 has started and we can officially say goodbye to 2020, it is a great time to think about your New Year’s resolutions and what you want to get accomplished this year. 2020 was a rough year for everyone and having a financial plan could


4 Ways to Cut Subscriptions and Save Your Budget

Last updated on February 1st, 2021 at 08:32 amEverywhere you look currently, there are services that are trying to sell a subscription. Some are enticing because of their low cost or they offer freebies such as trials and promotional items. Before you know it, you could pay more than your budgeting for. Below are some


Your Health Savings Account Hidden Superpower

Last updated on February 1st, 2021 at 08:32 amHSA or Health Savings Accounts are a great way to pay for your everyday health expenses. HSA are also used to help save for a future medical expenses. By saving into your HSA, you can make those contributions tax free. I am lucky enough to have an


Tips for Budgeting Gifts for Christmas

Last updated on February 1st, 2021 at 08:32 amIt is approaching the end of the year and many holidays are about to begin. According to the National Retail Federation, Americans spent over $1 Trillion on Christmas in 2019. That breaks down to 27% of Americans are going to spend over $100 on gifts, and 58%


Why I am switching to biweekly mortgage payments

Last updated on February 1st, 2021 at 08:32 amThe default mortgage payments are made on a monthly schedule. This is the default for most mortgages as it breaks your payment up into 12 equal payments throughout the year. What is interesting about moving to biweekly mortgage payments is the impact on your total interest paid


12 financial disciplines you follow to take charge of your money

Last updated on February 1st, 2021 at 08:32 amWith your finances, it is necessary to check how your funds are performing. The worst-case scenario is finding out your finances are out of control. To help prevent that, it is vital to evaluate your financial discipline and overall financial health. This is no different from brushing