Monthly Balance is a personal finance website that is focused on delivering articles that help with financial freedom and success.

Our Goal

Our goal is to help readers become wise, well-informed stewards of their money so they can decide on their spending, budgeting, savings and investments.

Our vision is to help educate and inform our readers so they can become financially successful with their personal finances and hit their financial goals and dreams.

Who we are

Monthly Balance is a personal finance blog. Our writers are not financial professionals, and no readers should make any financial decisions based on the information published on this site alone.

If you are looking for personal finance advise, please contact a licensed financial advisor.


Justin Klein created Monthly Balance in 2020 in order for him to help document and publish honest personal advice based on his findings and financial journey.  He found that some financial advice is not based on real-life examples and is hard to implement in daily life. As part of his journey, he needed to learn how to budget and save to hit personal financial goals. One of the hardest things he found to learn was how to maintain a positive Monthly Balance to achieve his goals.

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